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My opinion? Keep the daycare. Why? Well, based on my experience, my MIL sounds very similar to yours. And my husband never said anything so it's my call to do it.She said she "could" watch them a "few" days during the week. What about if she couldn't? Maybe for her it's important to go shopping, maybe she wants to be w/ her friends, maybe she wants to be alone, maybe ......, so bc you can't predict what she will do, then it's not guarantee she will do it. On top of that, if she gets ill, it's another situation where she would not do it. I know that $$ is a factor that will help you save some. But, is it worth it? IMO, NO. Oh! But maybe she could stay w/ them during the weekends. That would be perfect to bond that relation again. And it will give you some time to do things on your own. That's just my 2 cents.
When I mentioned it to Eric he immediately went to weekends too!I'll have to think about it, but I had to take 25 days off for the kids last year for doctor appointments, sick days and snow days. Because I had actually take. Two or three days for me too I had to take some unpaid. It would definitely be an additional layer of concern having to worry about her issues with availability for the same things in addition to daycare. Lots to contemplate.