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My thought is somebody at Solara doesn't know what they are doing.
I can confirm that MOST people at Solara don't know what they are doing.
That's awesome! Your husband is lucky you are on the ball with this! You should plan at least a night out with some of the money you will be saving/getting back!BTW - I'm having you take over next time I need help. Seriously, you got this much accomplished in 1 day? 1 day? And 100% coverage is super awesome. I'm thrilled with 80% coverage after a pretty hefty deductible!